Jae Heinberg, Founder/Principal

Jae Heinberg is an entrepreneur that specializes in the development of niche market companies.  He is known for being an early adapter, identifying opportunity and being on the forefront of an industry.  

Jae spent his first 10 years in Mortgage/Investment Banking and Real Estate Investments for Life Insurance Companies and Pension Funds.  He also helped pioneer the Commercial Mortgage-Backed Securitization field.   

In 1993, Jae started BVG, Inc. which specializes in luxury real estate, including boutique communities, high-end hotels and unique island and mountain resorts.

In 2011, Jae founded Axiom Resources, a low-cost debt recovery company designed to restore fiscal stability to the Community Association Industry.  His hands-on involvement with Axiom Resources identified a need in the Receivables Management Industry and led to the co-founding and Managing Partnership of Axiom Acquisitions Ventures in 2017, with Roger Knauf. 


Roger Knauf started his career in the consumer receivables industry in 1979. Since then, he has built five successful asset recovery companies. He co-founded Fourscore Resource Capital, LLC in 1996, which was one of the nation’s largest debt purchasers. From 1996 and 2005, he was responsible for the acquisition and management of over $12 Billion in consumer receivables.

From 1980 to 1998, Knauf was an active member of the American Collectors Association. He also served on the Board of Directors of the Wisconsin and Minnesota Collectors Association. Knauf was one of the charter members of the Debt Buyers' Association (now known as RMAI), and an active Board Member of the DBA from 2000-2006, serving two terms as President.  Beginning in 2006, he served as Executive Director of DBA, a position he held until 2010 when he stepped aside to start building his current debt buying and collection companies.

Roger is currently the majority owner of Full Circle Financial, and a managing partner of Axiom Acquisition Ventures.   

Kendall Cummings, Chief financial officer

Kendall’s expertise in the areas of financial reporting and analysis, business modeling and planning and forecasting, as well as SEC reporting and SOX compliance, have primed him for his skilled leadership of the finance and accounting teams here at The Axiom Group. Prior to The Axiom Group, Cummings was Vice President of Finance for Lennar Homes and Ashton Woods Homes and worked in the construction/homebuilding industry for nearly a decade. His early career included operational auditing within the retail industry and management in public companies.


Having served as an Executive Business Director while leading non-profit organizations like the Receivables Management Association, Inc.  (RMAI), Ryan brings to The Axiom Group a depth of expertise in business development, financial management, vendor management, operations management and marketing. 

Ryan’s strong management skills were developed while serving as a Senior Vice President with Association Management Group, where he was instrumental in building and directing a book of business with over $2 Million in annual management fees. Ryan was responsible for 75% of AMG’s growth over a 10 year period while maintaining an 85% client retention rate.  His leadership delivers the streamlining and improving of processes, enhancing productivity and delivering solutions.  

Ryan began serving the industry back in 2007 when he served as the Associate Executive Director for the Debt Buyers Association – working closely with our industry’s lobbying and government affairs team in Washington D.C.

Jennifer sesta, general counsel

Jennifer Sesta brings over 20 years of legal experience to The Axiom Group, with a concentration in creditor rights, collection, real property and contract law. Prior to joining The Axiom Group, Jennifer was staff counsel for Midland Credit Management. Jennifer also spent over a decade at a large creditor rights firm, working her way up to partner.

Her ability to work daily with a team of recovery agents to provide guidance and answers as it pertains Federal and State regulations involving funding and recovery efforts for condominium and homeowner associations is a key asset to The Axiom Group. As General Counsel, Jennifer has built and provides oversight of the company's external legal network as to strategies and legal issues applicable to HOA and COA accounts, and developed a new statutory monitoring system in those states in which we operate.  She also manages and streamlines contracts and agreements, and consistently updates templates to reflect legal best practices and company standard operating procedures.

Holly Mostoller, Executive Director - Investor Relations

Holly has tenured with Jae Heinberg, since 1999, most recently as Project Director, where she worked closely with Jae strategically planning for new/existing luxury residential projects and associated business ventures acquisitions, totaling nearly one billion in revenue. During Holly’s tenure, BVG set record sales prices on Siesta Key, and expanded into the Pacific Northwest and the Caribbean.  She was responsible for leading the project level teams to obtain regulatory project approvals, budget preparation, project scheduling, association management, design, construction, quality assurance, and sales and marketing. This includes finalizing business terms and partnership agreements and coordinating legal documentation associated with land and property acquisitions. 

Holly transitioned onto the Axiom Acquisition Ventures (AAV) team with Jae and Roger in 2018 as Executive Director – Investor Relations. Here she has extrapolated her skill set to the debt buying sector, where she works with the Senior Managing Directors to facilitate new lending opportunities/partnership relationships, and to develop the company’s vision and strategy for delivering robust shareholder value.  She ensures AAV’s strong reputation is upheld by demonstrating consistent and clear communication with investors, with accurate reporting systems and developing topical analysis of results to all investors. Further, Holly works with legal counsel to manage partnership documentation and deal structure accuracy for AAV’s multiple special purpose entities. 


Matt Dion brings 20 years of experience and expertise in the consumer receivables industry to The Axiom Group.  With a strong and strategic focus in compliance, client relations, training and development, Matt has a proven track record of success in 3rd party accounts receivable management.

Matt began his career as a debt collector in Massachusetts and continued to progress into leadership roles with several leading revenue recovery firms, both domestic and off-shore.  His understanding of the collections industry on all levels has been proven successful as he now leads The Axiom Group in Operations. His notable, professional ability has aided him in managing five successful agencies and numerous client relationships.

As Chief Operating Officer, Matt is responsible for implementing collection strategies, working closely with clients as well as managing the day-to-day operations.  Matt’s extensive experience in the consumer receivables industry is instrumental in leading The Axiom Group to the next level.

gary beet, sales and acquisitions 

Gary has enjoyed 35 years in revenue recovery, holding senior level positions with some of the industry's leaders including GE Capital, Computer Sciences Corporation and Sallie Mae- where he helped pioneer Arrow Golbal, ultimately diversifying into 32 countries with £16B under management.During his two decades in portfolio acquisition, Gary has been personally involved with the purchase of over 600 portfolios.

In addition to his 'corporate' background, Gary has also been an active entrepreneur in the collections industry.  He has started, managed and ultimately sold 6 revenue related companies including a collection agency, a medical billing service, a collection staffing firm and most recently an online payment negotiation portal- Payline Direct/eResolve was sold to Experian in 2016.