Jae Heinberg, Founder/Principal

Having specialized in the development of luxury condominiums, hotels and apartments since 1993, and being the founder/partner of a debt recovery/customer service BPO company, Jae brings a long history of creative financial solutions and operational insight to many industries. He has successfully helped to manage deals in stable and challenging economic times alike.

His exceptional financial proficiency was honed while he was Vice President with Metmor, Inc., (a wholly owned subsidiary of Met Life) where he oversaw a portfolio with an estimated value of $1B of real estate investments throughout Florida. He was responsible for loan and joint venture originations and pension funds for a multitude of life insurance companies and helped pioneer the first commercial mortgage-backed securitization of an industrial portfolio.

Jae has assembled the finest team possible to deliver results to The Axiom Group’s clients and strategic partners. He has handpicked professional partners and team members with impeccable credentials and extensive experience in order to continue to achieve the highest standards of quality for each of The Axiom Group’s unique service divisions.


Roger Knauf has been in the consumer receivables industry since the late 1970's. Over the past 40+ years, he has built five successful asset recovery companies. He was the founder and Managing Member at Fourscore Resource Capital, LLC in 1996, which was one of the nation’s largest debt purchasers at the time. During his tenure at the company, from 1996 and 2005, he was responsible for the acquisition and management of over $12 Billion in consumer receivables.

Knauf's career in debt recovery includes several other prestigious success stories and accomplishments. From 1980 to 1998, Knauf was an active member of the American Collectors Association. He also served on the Board of Directors of the Wisconsin Collectors Association from 1985-1989 and the Minnesota Association of Collectors from 1991-1998. He served a two year term as President of the Minnesota unit from 1996-1997. Knauf was one of the charter members of the Debt Buyers' Association (now known as RMAI), which was founded in 1997. He was an active Board Member of the DBA from 2000-2006, serving two terms as President in 2004 and again in 2005. Beginning in 2006, he served as Executive Director of DBA, a position he held until 2010 when he stepped aside to start building his current debt buying and collection companies.

Roger also served as Northern Wisconsin Campaign Director for former US Senator Herb Kohl (D-WI) in 1988 and holds an honorary degree from the University of Wisconsin-Eau Claire.  He is currently the majority owner of Full Circle Financial, a joint venture partner of The Axiom Group.

Kendall Cummings, Chief financial officer

Kendall’s expertise in the areas of financial reporting and analysis, business modeling and planning and forecasting, as well as SEC reporting and SOX compliance, have primed him for his skilled leadership of the finance and accounting teams here at The Axiom Group. Prior to The Axiom Group, Cummings was Vice President of Finance for Lennar Homes and Ashton Woods Homes and worked in the construction/homebuilding industry for nearly a decade. His early career included operational auditing within the retail industry and management in public companies.


Having served as an Executive Business Director while leading non-profit organizations like the Receivables Management Association, Inc.  (RMAI), Ryan brings to The Axiom Group a depth of expertise in business development, financial management, vendor management, operations management and marketing. 

Ryan’s strong management skills were developed while serving as a Senior Vice President with Association Management Group, where he was instrumental in building and directing a book of business with over $2 Million in annual management fees. Ryan was responsible for 75% of AMG’s growth over a 10 year period while maintaining an 85% client retention rate.  His leadership delivers the streamlining and improving of processes, enhancing productivity and delivering solutions.  

Ryan began serving the industry back in 2007 when he served as the Associate Executive Director for the Debt Buyers Association – working closely with our industry’s lobbying and government affairs team in Washington D.C.

Jennifer sesta, general counsel

Jennifer Sesta brings over 20 years of legal experience to The Axiom Group, with a concentration in creditor rights, collection, real property and contract law. Prior to joining The Axiom Group, Jennifer was staff counsel for Midland Credit Management. Jennifer also spent over a decade at a large creditor rights firm, working her way up to partner.

Her ability to work daily with a team of recovery agents to provide guidance and answers as it pertains Federal and State regulations involving funding and recovery efforts for condominium and homeowner associations is a key asset to The Axiom Group. As General Counsel, Jennifer has built and provides oversight of the company's external legal network as to strategies and legal issues applicable to HOA and COA accounts, and developed a new statutory monitoring system in those states in which we operate.  She also manages and streamlines contracts and agreements, and consistently updates templates to reflect legal best practices and company standard operating procedures.

Holly Mostoller, Executive Director - Investor Relations

Holly has tenured with Jae Heinberg, since 1999, most recently as Project Director, where she worked closely with Jae strategically planning for new/existing luxury residential projects and associated business ventures acquisitions, totaling nearly one billion in revenue. During Holly’s tenure, BVG set record sales prices on Siesta Key, and expanded into the Pacific Northwest and the Caribbean.  She was responsible for leading the project level teams to obtain regulatory project approvals, budget preparation, project scheduling, association management, design, construction, quality assurance, and sales and marketing. This includes finalizing business terms and partnership agreements and coordinating legal documentation associated with land and property acquisitions. 

Holly transitioned onto the Axiom Acquisition Ventures (AAV) team with Jae and Roger in 2018 as Executive Director – Investor Relations. Here she has extrapolated her skill set to the debt buying sector, where she works with the Senior Managing Directors to facilitate new lending opportunities/partnership relationships, and to develop the company’s vision and strategy for delivering robust shareholder value.  She ensures AAV’s strong reputation is upheld by demonstrating consistent and clear communication with investors, with accurate reporting systems and developing topical analysis of results to all investors. Further, Holly works with legal counsel to manage partnership documentation and deal structure accuracy for AAV’s multiple special purpose entities. 


Jody brings more than thirty years of technology and management experience to The Axiom Group team. He holds advanced degrees in both Engineering and Business as well as multi-layer experience in the Telecommunications, Insurance and Receivables Management industries.

These core facets allowed Jody to be a driving force in growing a start-up collection agency from 15 employees to over 250 employees while keeping the company at the forefront of advanced technology and maintaining the highest level of data security to meet client demand.

Jody specializes in leading software development teams to deliver agile value-based customized solutions to all departments within the organization.  This coupled with his proven success in managing internal and external technology resources is invaluable to the organization.


Matt Dion brings 20 years of experience and expertise in the consumer receivables industry to The Axiom Group as Chief Operating Officer. With a strong and strategic focus in compliance, client relations, training and development, Matt has a proven track record of success in 3rd party accounts receivable management.

Matt began his career as a debt collector in Massachusetts and continued to progress into many leadership roles throughout the country, as well as some off-shore work in Costa Rica. His understanding of the collections industry on all levels has been proven successful as he now leads The Axiom Group in Operations. His notable, professional ability has aided him in managing five successful agencies and numerous client relationships.

As Chief Operating Officer, Matt is responsible for implementing collection strategies to ensure competitive results for all clients in addition to managing the day-to-day operations at The Axiom Group. Matt’s extensive experience in the consumer receivables industry is instrumental in leading The Axiom Group to the next level.