Jae Heinberg, Founder/Principal

Having specialized in the development of luxury condominiums, hotels and apartments since 1993, and being the founder/partner of a debt recovery/customer service BPO company, Jae brings a long history of creative financial solutions and operational insight to many industries. He has successfully helped to manage deals in stable and challenging economic times alike.

His exceptional financial proficiency was honed while he was Vice President with Metmor, Inc., (a wholly owned subsidiary of Met Life) where he oversaw a portfolio with an estimated value of $1B of real estate investments throughout Florida. He was responsible for loan and joint venture originations and pension funds for a multitude of life insurance companies and helped pioneer the first commercial mortgage-backed securitization of an industrial portfolio.

Jae has assembled the finest team possible to deliver results to The Axiom Group’s clients and strategic partners. He has handpicked professional partners and team members with impeccable credentials and extensive experience in order to continue to achieve the highest standards of quality for each of The Axiom Group’s unique service divisions.


Roger Knauf has been in the consumer receivables industry since the late 1970s. Over the past 40 years he has successfully launched four asset recovery companies, all of which continue to operate today.

In 1996, he founded and was the managing partner of Fourscore Resource Capital, LLC, one of the nation’s largest debt purchasers. Between 1996 and 2005 he was involved in the acquisition and management of over $16 Billion in consumer debt portfolios. Since 1998, Knauf has been a member of the Debt Buyers' Association (now known as the Receivables Management Association). He served on the Board of Directors of DBA from 1999-2006 and was elected President for two consecutive terms in 2004 and 2005. In 2007, at the request of the DBA Board, he served as Executive Director of DBA until late 2010.

He is currently the majority owner of Full Circle Financial, a joint venture partner of The Axiom Group.

Kendall Cummings, Chief financial officer

Kendall’s expertise in the areas of financial reporting and analysis, business modeling and planning and forecasting, as well as SEC reporting and SOX compliance, have primed him for his skilled leadership of the finance and accounting teams here at The Axiom Group. Prior to The Axiom Group, Cummings was Vice President of Finance for Lennar Homes and Ashton Woods Homes and worked in the construction/homebuilding industry for nearly a decade. His early career included operational auditing within the retail industry and management in public companies.

Trish Thomas, Executive Director

As a former business owner and marketing executive, Trish brings more than 25 years of extensive experience to the The Axiom Group team. With a proven track record in the development of business start-ups and strategic marketing plans, Trish has consulted numerous companies, providing them with custom solutions to achieve goals and sustained growth.

Kristin Dougherty, DIRECTOR of acquisitions & sales

Kristin entered the debt purchasing and sales industry in 1991.  During that time, she worked for two national debt buyers and two entrepreneurial ventures of her own. She has been a driving force in the distressed asset buying industry for several years.  Collections & Credit Risk Magazine Featured her as “One of the Top 5 Women to Know in Collections” in 2009.  Selling over $10 Billion in purchased inventory in her 9-year tenure at Collect America, from 2000-2009 alone, she has executed deals with hundreds of buyers and sellers and performed speaking engagements at industry events & conferences. From 2009-2011, with Dougherty Consulting Group, Inc.,  she applied her extensive skills and unique experience to assist new and established companies find value in their business, sourcing additional revenue streams and portfolio partnerships, aligning strategic vendors, and shifting her clients to new levels of efficiency and success. Kristin was the Senior Vice President of Sales for Collect America, now SquareTwo Financial, as well as their Government Affairs Liaison in Denver Colorado until 2009 and held several executive positions throughout nine years in her first turn at Unifund in Cincinnati, Ohio starting in 1991.  2011 marked Kristin’s twentieth anniversary in the industry when she returned to Unifund as the Vice President of Sales & Marketing, managing its National Portfolio Sales, Government Services and Portfolio Enhancement Products. Kristin was elected to the board of DBA International (Formerly the Debt Buyer’s Association) by its membership in February 2002, serving the largest organization of debt buyers. During her term on the Board as a Director, she also served as Conference Chair, Treasurer, Vice President and President.  Kristin returns to the industry after leaving in 2013 to create equipparel ®, her branded athletic apparel for equestrians which she continues to watch flourish.